Maryland’s New Law Offers Divorcing Homeowners a Path to Keep Their Home Without Refinancing
Deciding what happens to the marital home is often one of the most difficult aspects of divorce. Even when both spouses agree that one person will remain in the home, refinancing the mortgage can be a major obstacle—especially in a higher interest rate environment. Beginning October 1, 2025, a new Maryland law introduces a significant shift. Under certain circumstances, divorcing homeowners may be able to keep their existing mortgage without refinancing—maintaining the same loan [...]